What is Dual Investment?

Dual Investment is a non-principal protected structured saving product with enhanced yield, involving two different currencies. Upon subscription, you select the underlying asset, the deposit currency, subscription amount, and delivery date. Your return will be denominated in the deposit currency or alternate currency, depending on the below conditions.

Take this product for example:

• Invest currency: ETH
• Strike price: 3200
• Delivery date: after 35 days
• When you invest in 1 ETH to this product,
  • If the settlement price is below 3200, you’ll get (1 + 0.3827) ETH back.
  • If the settlement price is higher than 3200, then you’ll get (3200 + 122.464) USDT back.

Pionex v.s. Binance v.s. Matrixport

Currently, there are three platforms offer dual investment product. Basically, the principle is the same among three platforms. The only different is that each platform provides different yield and different coins for dual investment.

• Compare the dual investment product across all platforms

  • Pionex, Binance, and MatrixPort

  	Binance	Pionex	Matrixport
  24hr withdrawal limit without KYC	0.06 BTC	0.5 BTC	0
  BTC dual (1-day)*	X	95.48%	43.80%
  BTC dual (7-days)**	32.69%	62.49%	41.71%
  Supported Stable-coins	USDT, BUSD	USDT, BUSDT, USDC	USDC

  ** compared the yield which the delivery date is on 2021-11-20 with $58,000 strike price.*

  *** compared the yield which the delivery date is on 2021-11-26 with $61,000 strike price.*

  • BTC dual (7-days)

    

  • BTC dual (1-day)

    

Pionex Structured Investment Product

• Pionex provides two products under the structured investment, Dual Investment and Covered Gain. Covered Gain is invented by Pionex team for users to take profit and earn more coins.

Covered Gain

What is Covered Gain?

Covered Gain is for those who are looking to take profit at a certain level while earning more coins before taking profit.

Scenario for using the covered gain product.

Let's say you're holding a coin which the current price sit at $10. Your plan is to take profit if the price reaches $15. Instead of waiting for the price reaches $15 and sell your position, you can earn more with the Covered Gain.

Choose the Covered Gain product which the target price is $15 and invest your coin into it. You'll keep receiving yield (accumulate more coins) before the price hit $15. After reaches $15, the Covered Gain will help you to take profit at that price.

Example

• You are holding ETH and want to take profit if the price hit $5200.
• There are three options on the Covered Gain, 7 Days, 14 Days, and 21 Days. Which means in that period of time, you'll receive 5.65%, 19.06%, and 30.64% yield in ETH accordingly.
  • If the price does not exceed $5200 at the end of the duration, you'll receive the yield in ETH.
  • If the price exceed $5200, you'll receive the profit in USDT.